What you will need

1 Tablespoon Olive Oil

1 whole Yellow Onion, Diced

2 pounds Ground Beef

1/2 teaspoon Chili Powder

1/2 teaspoon Paprika

1/2 teaspoon Cumin

1/4 teaspoon Crushed Red Pepper

1/2 teaspoon Salt

1/2 teaspoon Pepper

1 can (14-5 Ounce) Pinto Beans, Chili Beans, Or Ranch Style Beans

1/2 cup Hot Water

Tortilla Chips

1-1/2 cup Grated Cheddar Cheese

1-1/2 cup Monterey Jack Cheese

6 whole Roma Tomatoes, Diced

1 whole Jalapeno, Diced Finely

1/2 bunch Cilantro Leaves, Chopped

Juice Of 1 Lime

1/2 teaspoon Salt

1 whole Avocado, Pitted And Diced

Sour Cream (optional)

Loaded Nachos